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Texas state affordable housing corporation

Who we are

The Texas State Affordable Housing Corporation (TSAHC) is a 501(c)(3) nonprofit organization that was incorporated in 1994. TSAHC was created at the direction of the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider. At TSAHC we believe that every Texan deserves the opportunity to live in safe, decent and affordable housing. As the population of our state continues to grow at a record rate, the need for affordable housing in Texas has only increased.  

What we do

Our programs target the housing needs of low-income families and other underserved populations who do not have acceptable housing options through conventional financial channels. It is our mission to address this critical and expanding need with initiatives such as first time home buyer grants and other down payment assistance programs. TSAHC provides a variety of affordable housing programs aimed at:

  • Helping affordable housing developers build better housing for working families
  • Helping homebuyers achieve the American dream of homeownership
  • Helping homeowners sustain homeownership and improve their financial situation

How we do it

As a nonprofit TSAHC leverages private donations with its authority to sell tax-exempt affordable housing bonds to fund our wide spectrum of housing programs. We also utilize program-related investments (PRIs) from foundations and financial institutions to help non-profit developers create affordable housing. Finally, property donations are critical to the success of TSAHC’s land bank services. By partnering with local nonprofit housing organizations, donated properties are redeveloped as affordable housing.

This unique revenue structure has enabled TSAHC to become one of Texas’ largest affordable housing providers, serving more and more low-income Texans each year.

Organization oversight

TSAHC is a self-supporting, nonprofit organization. Although legislatively created, TSAHC receives no State appropriated funding but is subject to significant State oversight. TSAHC Board of Directors is appointed by the Governor and TSAHC's bond issuances are subject to debt issuance review and approval by the Texas Bond Review Board and the Texas Attorney General's office, and the corporate financials are subject to audit by the State Auditor. TSAHC is also subject to the Texas Sunset Act and will undergo a Sunset Review in 2027.

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